The Home Savings and Loan Company

Privacy Policy

Your privacy rights are important to Home Savings and Loan and its employees. For that reason, we have implemented a privacy policy designed to protect your personally identifiable financial information.

Home Savings and Loan recognizes and respects the privacy expectations of its customers. We understand the need to safeguard personal, financial, or other sensitive information about our customers. Our staff maintains standards and procedures designed to prevent information misuse.

Home Savings and Loan collects, retains, and uses information about individual customers only where we reasonably believe it is needed and allowed by law in order to administer business and to provide services and products to our customers.

We will make every attempt to ensure that customer information is accurate, current, and complete in accordance with reasonable commercial standards. We will respond to customer requests to correct information in a timely manner.

We will limit employee access to customer information to business purposes only. All employees will be educated to understand the importance of confidentiality and customer privacy. We will also take appropriate disciplinary action to enforce employee compliance.

We will maintain, test, and update security standards and procedures to prevent unauthorized access and use of confidential customer information. The company maintains a security officer as well to aid in the maintenance of security measures.

We will not disclose any customer information to unaffiliated third parties for their independent use, except for the exchange of information with reputable credit reporting agencies. We will release pertinent information to other parties only if:

-         A customer requests such

-         A customer authorizes such

-         The disclosure is required by law

-         It is reasonable to believe that withholding requested information will prohibit a customer from benefiting from the convenient access to other products or services from an unaffiliated third party

It is sometimes necessary to provide information about customers to a third party such as a vendor or service company hired or retained by Home Savings and Loan to prepare account statements or to provide support or services for our products. These parties shall adhere to similar privacy principles to provide for confidentiality.