Rates effective as of 09/02/2010
| Savings |
Minimum Balance
|
Dividend/ Interest Rate
|
APY*
|
| Passbook Savings Account** |
$50.00
|
0.50%
|
0.50%
|
|
Statement Savings Account**
|
$50.00
|
0.50%
|
0.50%
|
| NOW Account*** |
$100.00
|
0.15%
|
0.15%
|
| Money Market Account |
$2,500.00
|
0.50%
|
0.50%
|
|
Super Money Market Account
|
$10,000.00
|
0.85%
|
0.85%
|
*APY = Annual Percentage Yield
**Will not earn interest for days under $100
***Will not earn interest for days under $500. Monthly service charge applies for days under $500.
| Certificates |
Minimum Deposit
|
Dividend/ Interest Rate
|
APY*
|
| 91-day fixed |
$2,500.00
|
0.50%
|
0.50%
|
| 6-month fixed |
$2,500.00
|
0.55%
|
0.55%
|
| 12-month fixed |
$500.00
|
1.10%
|
1.10%
|
| 13-month fixed |
$500.00
|
1.20%
|
1.21%
|
| 18-month fixed |
$500.00
|
1.45%
|
1.46%
|
| 24-month fixed |
$500.00
|
1.50%
|
1.51%
|
| 30-month fixed |
$500.00
|
1.60%
|
1.61%
|
| 48-month fixed |
$500.00
|
2.00%
|
2.02%
|
| 60-month fixed |
$500.00
|
2.25%
|
2.27%
|
| |
|
|
|
| IRA fixed |
$250.00
|
CD rate +.25% for CD 12 months or longer
|
*APY = Annual Percentage Yield
All certificate accounts compound dividends quarterly. All certificate accounts automatically renew with seven days grace. Penalties apply for early withdrawal. See a customer service representative for additional details.
|