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Rates

Rates effective as of  09/02/2010

Savings

Minimum Balance

Dividend/ Interest Rate

APY*

Passbook Savings Account**

$50.00

0.50%

0.50%

Statement Savings Account**

$50.00

0.50%

0.50%

NOW Account***

$100.00

0.15%

0.15%

Money Market Account

$2,500.00

0.50%

0.50%

Super Money Market Account

$10,000.00

0.85%

0.85%

*APY = Annual Percentage Yield
**Will not earn interest for days under $100
***Will not earn interest for days under $500. Monthly service charge applies for days under $500.

 

Certificates

Minimum Deposit

Dividend/ Interest Rate

APY*

91-day fixed

$2,500.00

0.50%

0.50%

6-month fixed

$2,500.00

0.55%

0.55%

12-month fixed

$500.00

1.10%

1.10%

13-month fixed

$500.00

1.20%

1.21%

18-month fixed

$500.00

1.45%

1.46%

24-month fixed

$500.00

1.50%

1.51%

30-month fixed

$500.00

1.60%

1.61%

48-month fixed

$500.00

2.00%

2.02%

60-month fixed

$500.00

2.25%

2.27%

 

 

 

 

IRA fixed

$250.00

CD rate +.25% for CD 12 months or longer

*APY = Annual Percentage Yield
All certificate accounts compound dividends quarterly. All certificate accounts automatically renew with seven days grace. Penalties apply for early withdrawal. See a customer service representative for additional details.

 

 

 

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